Our Mission
Who We Are
ASPRA is a forward-thinking lending company dedicated to providing tailored loan products to SMEs across the Philippines. With over 20 years of experience from our affiliated lending company, we prioritize speed and efficiency in serving our clients' financing needs.
Our Commitment
At ASPRA, we focus on agility and prompt service delivery. Our core offerings include bridge loans for developers, invoice financing, and unsecured loans designed to empower small and medium enterprises. We believe in fostering lasting relationships with our clients to ensure their financial success.
Loan Products
Explore our range of loan products tailored to meet your financial needs. From Secured Loans to Bridge Loan solutions, we have you covered with competitive rates and flexible terms.
Expert Advisors
Our team of financial experts is dedicated to guiding you through the loan process. With years of experience in the industry, they will provide personalized advice to help you make informed decisions.
Customer Support
At ASPRA Lending Corp., customer satisfaction is our top priority. Our friendly customer support team is available to assist you with any inquiries or concerns you may have regarding our services.
Swift Loan Release After Onboarding
Once onboarded, clients will experience a quick and efficient loan release, granting them access to funds without delays. Our team is committed to providing support and guidance, ensuring all documentation is handled promptly.
Meet the Team
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Marketing Head
Ryan Algenio
Ryan brings over 20 years of financial leadership across industries such as real estate, healthcare, and manufacturing. He is highly skilled in internal controls, compliance, and designing innovative loan products that support business growth and stability.
CEO
Nicholas Pratte
Nicholas has a strong background in asset management, commodities, and education. He leads Acreditar’s business development efforts and co-founded Aralin, an ed-tech startup creating innovative solutions for schools and tutors.
Director
Philip Pratte
Philip has over 15 years of management experience spanning private banking, financing, real estate and human resources. He leads strategic growth initiatives for Acreditar while also directing HR Spectacles, an HR-tech startup.
Director
Raymond Pratte
Raymond brings more than 40 years of entrepreneurial experience across lending, consultancy, and diverse business ventures. He oversees Acreditar’s nationwide growth and holds leadership roles in companies spanning automotive, education, and services.